Kristine Hartman

NMLS# 2629625

Get Pre-Approved

The Hart of Homeownership

– Expert Mortgage & Homeownership Insights

KHRISTINE HARTMAN

NMLS#1162063

Licensed Mortgage Professional

(912) 713-9636

The Hart of Homeownership offers expert mortgage advice, home buying tips, and financial strategies to help you buy, refinance, or plan with confidence.

Whether you're a first-time buyer, veteran, or current homeowner, our blog simplifies the mortgage process with clear, SEO-optimized content backed by 12+ years of experience.

Explore real client stories, current market trends, and smart strategies for every stage of homeownership.

Start your journey to a smarter home purchase today.

From Dream to Doorstep: How the Martinez Family Found Their Forever Home

Khristine Hartman

Published on: 01/08/2025

See how one family turned homeownership dreams into reality with help from Harmony.

Hart-to-Heart Stories

The True Cost of Homeownership – Beyond Your Monthly Mortgage

Khristine Hartman

Published on: 01/07/2025

Understand the true cost of homeownership beyond the mortgage payment.

Smart Homeownership

Mortgage Pre-Approval – Steps, Benefits, and How to Qualify Faster

Khristine Hartman

Published on: 01/06/2025

Get mortgage pre-approved fast—learn the steps, benefits, and how to qualify quickly.

Hartfelt Buying Tips

Understanding the True Costs of Owning a Home

Khristine Hartman

Published on: 01/05/2025

Understand the true costs of homeownership, including mortgage payments, insurance, taxes, and maintenance.

Smart Homeownership

Harmony Home Mortgage provides expert home loan solutions, including FHA, VA, Conventional, USDA, and Non-QM loans. Licensed in FL, GA, NC, SC, and MI, we make homeownership simple and stress-free.